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For using an impaired credit history, the process of 'credit repair' is achievable over experience. The first step to recovery in order to settle awful debts and meet payments on your secured student loans. All unpaid credit and county court judgements (CCJ's) will remain your credit profile for 6 years. You will recognize that be marked as settled as just in case they are paid. This is usually taken into consideration when you will be making future credit applications.
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